Tuesday, September 6, 2011

[A548.Ebook] Download Ebook Start Late, Finish Rich: A No-Fail Plan for Achieving Financial Freedom at Any Age, by David Bach

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Start Late, Finish Rich: A No-Fail Plan for Achieving Financial Freedom at Any Age, by David Bach

Start Late, Finish Rich: A No-Fail Plan for Achieving Financial Freedom at Any Age, by David Bach



Start Late, Finish Rich: A No-Fail Plan for Achieving Financial Freedom at Any Age, by David Bach

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Start Late, Finish Rich: A No-Fail Plan for Achieving Financial Freedom at Any Age, by David Bach

David Bach has a plan to help you live and finish rich—no matter where you start

So you feel like you’ve started late?

You are not alone.

What if I told you that right now as you flip through this book, 70% of the people in the store with you are living paycheck to paycheck?

What if I told you that the man browsing the aisle to your left owes more than $8,000 in credit card debt? And the woman on your right has less than $1,000 in savings?

See? You’re really not alone.

Unfortunately, the vast majority of people who’ve saved too little and borrowed too much will never catch up financially. Why? Because they don’t know how.

You can start late and finish rich—but you need a plan.

This book contains the plan. It’s inspiring, easy to follow, and is based on proven financial principles. Building a secure financial future for yourself isn’t something you can do overnight. It will take time and it will take work. But you can do it.

I know. I’ve helped millions of people get their financial lives together—and I can help you. Spend a few hours with me—and let me challenge you. Give me a chance to become your coach.

Just because you started late doesn’t mean you are doomed to an uncertain future. Whether you’re in your thirties, forties, fifties, or beyond, there is still time to turn things around. It’s never too late to live and finish rich. All it takes is the decision to start.


—David Bach

Is it too late for me to get rich?

Over and over, people share their fears with David Bach, America’s leading money coach and the number-one national best-selling author of The Automatic Millionaire. “If only I had started saving when I was younger!” they say. “Is there any hope for me?”

There IS hope, and help is here at last!

In Start Late, Finish Rich, David Bach takes the “Finish Rich” wisdom that has already helped millions of people and tailors it specifically to all of us who forgot to save, procrastinated, or got sidetracked by life’s unexpected challenges.

Whether you are in your thirties, forties, fifties, or even older, Bach shows that you really can start late and still live and finish rich – and you can get your plan in place fast. In a motivating, swift read you learn how to ramp up the road to financial security with the principles of spend less, save more, make more – and most important, LIVE MORE. And he gives you the time tested plan to do it.

The Start Late, Finish Rich promise is bold and clear:

Even if you are buried in debt – there is still hope.

You can get rich in real estate – by starting small.

Find your “Latte Factor” – and turbo charge it to save money you didn’t know you had.

You can start a business on the side – while you keep your old job and continue earning a paycheck.

You can spend less, save more and make more – and it doesn’t have to hurt.

David Bach gives you step-by-step instructions, worksheets, phone numbers and website addresses --everything you need to put your Start Late plan into place right away. And he shares the stories of ordinary Americans who have turned their lives around, at thirty, forty, fifty, even sixty years of age, and are now financially free. They did it, and now it’s your turn. With David Bach at your side, it’s never too late to change your financial destiny. It’s never too late to live your dreams. It’s never too late to be free.

  • Sales Rank: #12899 in Books
  • Brand: Crown Business
  • Published on: 2006-01-02
  • Released on: 2007-01-02
  • Original language: English
  • Number of items: 1
  • Dimensions: 7.98" h x .75" w x 5.17" l, .64 pounds
  • Binding: Paperback
  • 368 pages
Features
  • Great product!

From Publishers Weekly
The seventh book in seven years of the Finish Rich series (two million in print) is aimed at older readers who have neglected their savings. It reads like an infomercial script, brassily positive and unrelentingly motivational. Anyone can finish rich, says Bach (Automatic Millionaire, etc.), if they are willing to "spend less, save more, and make more." The bulk of the book describes a variety of tactics and strategies (many covered in his previous books) for accomplishing these three tasks. Readers of financial help books will have heard many of Bach's ideas before, but he does deliver a lion's share of solid advice in an entertaining format, and, for good measure, he throws in an occasional counterintuitive gem, such as why paying off credit card debt can be "a huge mistake." He also anticipates and overcomes common objections ("dealing with debt doesn't mean putting the rest of your life on hold"), although anyone impolite enough to push back too hard is dismissed: "I have a term for negative people who seem to enjoy raining on other people's parades. I call them 'dream stealers,' and I try to avoid them."
Copyright © Reed Business Information, a division of Reed Elsevier Inc. All rights reserved.

From Booklist
Bach (author of The Automatic Millionaire, 2003, and Smart Women Finish Rich, 1999) wants readers to understand that starting late doesn't mean self-flagellation. However, it does demand specific activities, like spending less, saving more, making more, and giving and living more. Inside each chapter, positioned in memorable fashion, are his commandments. The "double latte" factor, for instance, asks about taking control of the smaller daily expenditures, whether it is an everyday Starbucks vente or a weekly Wal-Mart "fix." He talks to the safe-and-steady philosophy of investment, with warnings about trying to time the market. The common thread is his sage insistence of living well during life, not just during retirement. His conclusion is that the "happiest people are those who've lived meaningful lives." Barbara Jacobs
Copyright © American Library Association. All rights reserved

Review
“Here is one good source to help you realize that there are options and it is possible to create life the way you want it, financially speaking. . . . [Bach’s] work looks at many fine details and provides research backed up with actionable ideas. ” – Times-Colonist

“David Bach tackles head-on the common complaint for far too many complacent Canadians that they can’t help themselves financially or it is too late to do so. Bach’s practical messages with proven financial principles to help oneself are doable. . . . It’s never too late. Bach can help those who are motivated to help themselves.” –Canadian MoneySaver


From the Hardcover edition.

Most helpful customer reviews

7 of 7 people found the following review helpful.
There is a light at the end of the tunnel!
By NYC Consumer
This book is very motivating. I got a lot of great tips about saving money and paying off debt that I am already implementing. The book flows very easily and can be applied to anyone in any economical situation. It makes an older saver feel hopeful that his/her economic situation can improve by following the many practical suggestions offered. I did not give it five stars only because a lot has changed in the financial world since it was written ie, the ease with which to obtain mortgages, etc. No fault of Mr. Bach of course, he's done a wonderful job of getting me to save more, spend less, and chip away at debt. I would strongly recommend this book to anyone who feels it's too late to get their finances in better shape.

4 of 4 people found the following review helpful.
simple logic
By Mrs. Mtc Martin
This book taught me that I didn't need to be afraid of the fact that I had not managed my finances properly throughout my life - and that at age 61 it's not too late to start building a nest egg towards financial freedom.

Bach's book is simple to follow, logical, and immensely motivational. My only regret is that several chapters talk about Institutions and support in the USA. I live in South Africa therefore these parts of the book were not relevant to me. But Bach gave me the leads to research the equivalent institutions in my own country.

I recommend the book to anyone who, like me, has fooled themselves by thinking all their working lives that money is not important. It's a crucial aspect of wellbeing!

5 of 5 people found the following review helpful.
I am 65 and benefiting from David Bach's books
By Margaret C
In almost all of David Bach's books, he describes a file system for your financial files. I had a file system. But when the file cabinet broke, and after I started putting my important papers in folders in boxes, and then they filled up and I left them on top of a table... the paper fire hazard finally had to be dealt with. Although I didn't follow his system literally, it inspired me to scan all this rubble and organize it in my computer (about 1 month of effort). The very personal files (those with Social Security numbers and account numbers) are stored on my Iron Key. The paper in the living room is nearly gone by now, and I can find my documents all the way back to 2004 instantly and easily.

If you are young, any of David Bach's books will be helpful regardless of their title. You are never too young to start saving, and he has great advice on how much, how and when to do this. Goals such as retirement and college are important. But if you just start building your financial portfolio as early as you can, you almost won't need to worry about the goals - the money will be there when you need it. David Bach also helps you to differentiate need from want, and identifies what "wants" waste your hard earned money.

I recommend the Finish Rich series for everyone, young and old alike. These books are must haves!

See all 224 customer reviews...

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